EXPERIENCE HIGHLIGHTS

• Provided litigation support and/or expert testimony in cases in OH, WV, SC, PA, NC, VA, MI, KY, PR, VT, DC, TN, NH, GA, MS, IL, MD, TX, IN, AZ, RI, OR, NY, IA, KS, CA, MO, MA & NJ involving - lender liability, fraud, embezzlement, standard and nonstandard banking practice

• Qualified as an expert in state and federal courts in OH, WV, KY, MI, NC, GA, MD, NY & KS; deposed in cases pending in OH, WV, KY, MI, NC, VA, GA, DC, FL, MD, AZ, NY, KS & IL.

• Arranged over $50 million in loans for clients.

• Full responsibility for a variety of commercial loan situations, including complex loan “workouts” and real estate owned by foreclosure.

• Directed and participated in “due diligence” process on all loans related to acquisition and/or merger prospects.

• Full involvement in establishing a multi-bank holding company.

• Reached National Bank Examiner (OCC) status in three years (September 1975), working primarily in the suburban Baltimore, MD and Washington, DC areas.

• Placed in charge of Charleston, WV OCC sub-regional office in July 1976.

• Instructor and/or lecturer at several colleges in WV and at Old Dominion University in VA.

• Directed and/or participated in the development of various bank policy manuals.

• Member of the original task force chosen from examiners nationwide to begin rewriting the OCC’s Handbook for National Bank Examiners (n/k/a Comptroller’s Handbook).